diff --git a/lib/core/api/api_client.dart b/lib/core/api/api_client.dart
index 20bb8ce4..d8ba32a5 100644
--- a/lib/core/api/api_client.dart
+++ b/lib/core/api/api_client.dart
@@ -211,7 +211,7 @@ class ApiClientImp implements ApiClient {
         }
 
         // body['TokenID'] = "@dm!n";
-        // body['PatientID'] = 1307867;
+        // body['PatientID'] = 226077;
         // body['PatientID'] = 53320;
         // body['PatientTypeID'] = 1;
         // body['PatientOutSA'] = 0;
diff --git a/lib/core/api_consts.dart b/lib/core/api_consts.dart
index 39558844..fef90e8f 100644
--- a/lib/core/api_consts.dart
+++ b/lib/core/api_consts.dart
@@ -48,7 +48,6 @@ class ApiConsts {
     switch (appEnvironmentType) {
       case AppEnvironmentTypeEnum.prod:
         baseUrl = "https://hmgwebservices.com/";
-        // baseUrl = "http://10.200.204.42/";
         payFortEnvironment = FortEnvironment.production;
         payFortEnvironmentType = EnvironmentType.production;
         applePayMerchantId = "merchant.com.hmgwebservices";
diff --git a/lib/features/habib_wallet/habib_wallet_view_model.dart b/lib/features/habib_wallet/habib_wallet_view_model.dart
index e888600a..21ec0e79 100644
--- a/lib/features/habib_wallet/habib_wallet_view_model.dart
+++ b/lib/features/habib_wallet/habib_wallet_view_model.dart
@@ -31,6 +31,7 @@ class HabibWalletViewModel extends ChangeNotifier {
   num walletRechargeAmount = 0;
   String notesText = "";
   bool isWalletAmountToBeLoaded = false;
+  bool isLakumInfoToBeLoaded = false;
 
   // ── Balance visibility (show/hide like a password field) ──────────────────
   bool isWalletAmountHidden = true;
@@ -55,7 +56,7 @@ class HabibWalletViewModel extends ChangeNotifier {
     notifyListeners();
     // On first unhide, fetch the data if not already fetched.
     if (!isLakumPointsHidden && !isLakumInfoFetched) {
-      isWalletAmountToBeLoaded = true;
+      isLakumInfoToBeLoaded = true;
       getLakumAccountInformation();
     }
   }
@@ -358,6 +359,8 @@ class HabibWalletViewModel extends ChangeNotifier {
     if (isWalletAmountToBeLoaded) {
       isWalletAmountLoading = true;
       habibWalletAmount = 0;
+    }
+    if (isLakumInfoToBeLoaded) {
       isLakumAccountInfoLoading = true;
       yahalaAccountNumber = "";
     }
@@ -429,6 +432,11 @@ class HabibWalletViewModel extends ChangeNotifier {
     notifyListeners();
   }
 
+  setIsLakumInfoToBeLoaded(bool value) {
+    isLakumInfoToBeLoaded = value;
+    notifyListeners();
+  }
+
   String getSelectedRechargeTypeValue() {
     switch (selectedRechargeType) {
       case 1:
@@ -571,7 +579,7 @@ class HabibWalletViewModel extends ChangeNotifier {
   }
 
   Future<void> getLakumAccountInformation({Function(dynamic)? onSuccess, Function(String)? onError}) async {
-    if (!isWalletAmountToBeLoaded) {
+    if (!isLakumInfoToBeLoaded) {
       return;
     }
 
@@ -586,6 +594,8 @@ class HabibWalletViewModel extends ChangeNotifier {
       (failure) async {
         yahalaAccountNumber = "0";
         isLakumAccountInfoLoading = false;
+        isLakumInfoFetched = true;
+        isLakumInfoToBeLoaded = false;
         notifyListeners(); // 675534
       },
       (apiResponse) async {
@@ -613,6 +623,7 @@ class HabibWalletViewModel extends ChangeNotifier {
           }
           isLakumAccountInfoLoading = false;
           isLakumInfoFetched = true;
+          isLakumInfoToBeLoaded = false;
           notifyListeners();
           if (onSuccess != null) {
             onSuccess(apiResponse);
diff --git a/lib/features/insurance/insurance_repo.dart b/lib/features/insurance/insurance_repo.dart
index 2719035b..0a0ee0be 100644
--- a/lib/features/insurance/insurance_repo.dart
+++ b/lib/features/insurance/insurance_repo.dart
@@ -11,7 +11,7 @@ import 'package:hmg_patient_app_new/features/insurance/models/resp_models/upload
 import 'package:hmg_patient_app_new/services/logger_service.dart';
 
 abstract class InsuranceRepo {
-  Future<Either<Failure, GenericApiModel<List<PatientInsuranceDetailsResponseModel>>>> getPatientInsuranceDetails();
+  Future<Either<Failure, GenericApiModel<List<PatientInsuranceDetailsResponseModel>>>> getPatientInsuranceDetails({bool isFromHomePage = false});
 
   Future<Either<Failure, GenericApiModel<List<PatientInsuranceCardHistoryResponseModel>>>> getPatientInsuranceCardHistory();
 
@@ -35,8 +35,10 @@ class InsuranceRepoImp implements InsuranceRepo {
   InsuranceRepoImp({required this.loggerService, required this.apiClient});
 
   @override
-  Future<Either<Failure, GenericApiModel<List<PatientInsuranceDetailsResponseModel>>>> getPatientInsuranceDetails() async {
-    Map<String, dynamic> mapDevice = {};
+  Future<Either<Failure, GenericApiModel<List<PatientInsuranceDetailsResponseModel>>>> getPatientInsuranceDetails({bool isFromHomePage = false}) async {
+    Map<String, dynamic> mapDevice = {
+      "IsFromHomePage": isFromHomePage
+    };
 
     try {
       GenericApiModel<List<PatientInsuranceDetailsResponseModel>>? apiResponse;
diff --git a/lib/features/insurance/insurance_view_model.dart b/lib/features/insurance/insurance_view_model.dart
index 2422920a..caeba030 100644
--- a/lib/features/insurance/insurance_view_model.dart
+++ b/lib/features/insurance/insurance_view_model.dart
@@ -32,11 +32,11 @@ class InsuranceViewModel extends ChangeNotifier {
 
   InsuranceViewModel({required this.insuranceRepo, required this.errorHandlerService});
 
-  initInsuranceProvider() {
+  initInsuranceProvider({bool isFromHomePage = false}) {
     if (isInsuranceDataToBeLoaded) {
       patientInsuranceList.clear();
       isInsuranceLoading = true;
-      getPatientInsuranceDetails();
+      getPatientInsuranceDetails(isFromHomePage: isFromHomePage);
     }
     patientInsuranceCardHistoryList.clear();
     isInsuranceHistoryLoading = true;
@@ -76,12 +76,12 @@ class InsuranceViewModel extends ChangeNotifier {
     notifyListeners();
   }
 
-  Future<void> getPatientInsuranceDetails({Function(dynamic)? onSuccess, Function(String)? onError}) async {
+  Future<void> getPatientInsuranceDetails({bool isFromHomePage = false, Function(dynamic)? onSuccess, Function(String)? onError}) async {
     if (!isInsuranceDataToBeLoaded) {
       return;
     }
 
-    final result = await insuranceRepo.getPatientInsuranceDetails();
+    final result = await insuranceRepo.getPatientInsuranceDetails(isFromHomePage: isFromHomePage);
 
     result.fold(
       // (failure) async => await errorHandlerService.handleError(failure: failure),
diff --git a/lib/presentation/home/landing_page.dart b/lib/presentation/home/landing_page.dart
index 367a9b51..fdb8afcf 100644
--- a/lib/presentation/home/landing_page.dart
+++ b/lib/presentation/home/landing_page.dart
@@ -172,7 +172,10 @@ class _LandingPageState extends State<LandingPage> {
         emergencyServicesViewModel.checkPatientERAdvanceBalance();
         // myAppointmentsViewModel.getPatientAppointmentQueueDetails();
         notificationsViewModel.initNotificationsViewModel();
-        insuranceViewModel.initInsuranceProvider();
+
+        if (Utils.havePrivilege(122)) {
+          insuranceViewModel.initInsuranceProvider(isFromHomePage: true);
+        }
 
         if (!appState.isRatedVisible) {
           appointmentRatingViewModel.getLastRatingAppointment(
diff --git a/lib/presentation/medical_file/medical_file_page.dart b/lib/presentation/medical_file/medical_file_page.dart
index a3de6c08..27978723 100644
--- a/lib/presentation/medical_file/medical_file_page.dart
+++ b/lib/presentation/medical_file/medical_file_page.dart
@@ -110,7 +110,7 @@ class _MedicalFilePageState extends State<MedicalFilePage> {
     appState = getIt.get<AppState>();
     scheduleMicrotask(() {
       if (appState.isAuthenticated) {
-        insuranceViewModel.initInsuranceProvider();
+        // insuranceViewModel.initInsuranceProvider();
         // Load vital signs
         hmgServicesViewModel.getPatientVitalSign();
 
@@ -495,6 +495,9 @@ class _MedicalFilePageState extends State<MedicalFilePage> {
                 medicalFileViewModel.setIsPatientMedicalReportsLoading(true);
                 medicalFileViewModel.getPatientMedicalReportList();
               }
+              if (index == 2 && isExpanded) {
+                insuranceViewModel.initInsuranceProvider();
+              }
             },
             items: [
               ExpandableListItem(
diff --git a/lib/widgets/app_language_change.dart b/lib/widgets/app_language_change.dart
index c2ae0272..7810457b 100644
--- a/lib/widgets/app_language_change.dart
+++ b/lib/widgets/app_language_change.dart
@@ -76,6 +76,7 @@ class _AppLanguageChangeState extends State<AppLanguageChange> {
                 myAppointmentsViewModel.getPatientAppointments(true, false);
 
                 habibWalletVM.setIsWalletAmountToBeLoaded(true);
+                habibWalletVM.setIsLakumInfoToBeLoaded(true);
                 habibWalletVM.initHabibWalletProvider();
                 habibWalletVM.getPatientBalanceAmount();
                 habibWalletVM.getLakumAccountInformation();